Home Insurance for your newly built Conservatory
Fingers crossed the worst of the winter weather is out of the way and we can all look forward to a pleasant spring, followed by a mild summer. To fully appreciate the English weather you may be thinking of adding a conservatory to your home. Not only will it be a comfortable place to relax but it can also increase the value of your home.
Planning is essential, so here are a few tips to get you started.
Is my home insurance affected?
The answer is yes, both during the building work and after completion.
Once all the initial checks have been completed, before you start any building work it is important that you contact your home insurance provider. You will need to inform them of any planned onsite works and ask them whether you need to increase your buildings and contents cover for the duration of the work. Any damage caused to your property during the works may not be covered so this is something you will need to check with your insurer.
Once the work has been completed, you will need to permanently increase your cover due to the added floor space and possible increase in value of your home. Unfortunately this could lead to an increase in your premium. Home and contents insurance does not have to be expensive and with a whole host of providers to choose from it can be easy to miss the best deal. Click here to find the best deal for you.
One last thing…
It is always in your best interest to make sure you, your home and any builders are correctly insured. That last thing you want is a hefty bill due to any damage caused or a break-in that is not properly covered. If you get builders in, make sure they have public liability insurance. This will cover any damage to your home, your neighbour’s homes or the street outside.
Make sure your conservatory has adequate security to prevent any would be burglars. A security light and professionally fitted locks will not only secure your home, but it could also reduce the cost of your home insurance premium.
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